SWIFT Code TRBGGHAC — THE ROYAL BANK, ACCRA

About SWIFT Code TRBGGHAC — THE ROYAL BANK, ACCRA

SWIFT code TRBGGHAC is the official 8-character head-office BIC (Bank Identifier Code) for THE ROYAL BANK in ACCRA, Ghana. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by THE ROYAL BANK for all outward international remittances from ACCRA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TRBGGHAC

The code TRBGGHAC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TRBGGHAC

Receiving International Wire Transfers

To receive money from abroad at your THE ROYAL BANK account in ACCRA, share SWIFT code TRBGGHAC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at THE ROYAL BANK, ACCRA must provide SWIFT code TRBGGHAC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using THE ROYAL BANK in ACCRA rely on SWIFT code TRBGGHAC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for THE ROYAL BANK →

For cheque clearing or NACH mandates, use the MICR code for THE ROYAL BANK →

For TDS challan deposits, find the BSR code for THE ROYAL BANK →

How SWIFT Code TRBGGHAC Routes an International Transfer

1. Initiation: The sender provides SWIFT code TRBGGHAC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to THE ROYAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: THE ROYAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TRBGGHAC

• Spaces or lowercase letters — Always enter TRBGGHAC uppercase with no spaces.
• Using the wrong city — This code is for ACCRA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ghana.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TRBGGHAC directly with THE ROYAL BANK's ACCRA branch or via the SWIFT BIC Directory.