SWIFT Code PUBKGHAC — PRUDENTIAL BANK LIMITED, ACCRA

About SWIFT Code PUBKGHAC — PRUDENTIAL BANK LIMITED, ACCRA

SWIFT code PUBKGHAC is the official 8-character head-office BIC (Bank Identifier Code) for PRUDENTIAL BANK LIMITED in ACCRA, Ghana. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PRUDENTIAL BANK LIMITED for all outward international remittances from ACCRA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PUBKGHAC

The code PUBKGHAC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PUBKGHAC

Receiving International Wire Transfers

To receive money from abroad at your PRUDENTIAL BANK LIMITED account in ACCRA, share SWIFT code PUBKGHAC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PRUDENTIAL BANK LIMITED, ACCRA must provide SWIFT code PUBKGHAC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PRUDENTIAL BANK LIMITED in ACCRA rely on SWIFT code PUBKGHAC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PRUDENTIAL BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for PRUDENTIAL BANK LIMITED →

For TDS challan deposits, find the BSR code for PRUDENTIAL BANK LIMITED →

How SWIFT Code PUBKGHAC Routes an International Transfer

1. Initiation: The sender provides SWIFT code PUBKGHAC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PRUDENTIAL BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PRUDENTIAL BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PUBKGHAC

• Spaces or lowercase letters — Always enter PUBKGHAC uppercase with no spaces.
• Using the wrong city — This code is for ACCRA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ghana.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PUBKGHAC directly with PRUDENTIAL BANK LIMITED's ACCRA branch or via the SWIFT BIC Directory.