SWIFT Code FIRNGHAC — FIRST NATIONAL BANK GHANA LIMITED, ACCRA

About SWIFT Code FIRNGHAC — FIRST NATIONAL BANK GHANA LIMITED, ACCRA

SWIFT code FIRNGHAC is the official 8-character head-office BIC (Bank Identifier Code) for FIRST NATIONAL BANK GHANA LIMITED in ACCRA, Ghana. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRST NATIONAL BANK GHANA LIMITED for all outward international remittances from ACCRA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FIRNGHAC

The code FIRNGHAC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FIRNGHAC

Receiving International Wire Transfers

To receive money from abroad at your FIRST NATIONAL BANK GHANA LIMITED account in ACCRA, share SWIFT code FIRNGHAC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRST NATIONAL BANK GHANA LIMITED, ACCRA must provide SWIFT code FIRNGHAC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRST NATIONAL BANK GHANA LIMITED in ACCRA rely on SWIFT code FIRNGHAC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRST NATIONAL BANK GHANA LIMITED →

For cheque clearing or NACH mandates, use the MICR code for FIRST NATIONAL BANK GHANA LIMITED →

For TDS challan deposits, find the BSR code for FIRST NATIONAL BANK GHANA LIMITED →

How SWIFT Code FIRNGHAC Routes an International Transfer

1. Initiation: The sender provides SWIFT code FIRNGHAC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRST NATIONAL BANK GHANA LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRST NATIONAL BANK GHANA LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FIRNGHAC

• Spaces or lowercase letters — Always enter FIRNGHAC uppercase with no spaces.
• Using the wrong city — This code is for ACCRA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ghana.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FIRNGHAC directly with FIRST NATIONAL BANK GHANA LIMITED's ACCRA branch or via the SWIFT BIC Directory.