SWIFT Code FCPBGHAC — CAPITAL BANK LIMITED, ACCRA

About SWIFT Code FCPBGHAC — CAPITAL BANK LIMITED, ACCRA

SWIFT code FCPBGHAC is the official 8-character head-office BIC (Bank Identifier Code) for CAPITAL BANK LIMITED in ACCRA, Ghana. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAPITAL BANK LIMITED for all outward international remittances from ACCRA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCPBGHAC

The code FCPBGHAC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCPBGHAC

Receiving International Wire Transfers

To receive money from abroad at your CAPITAL BANK LIMITED account in ACCRA, share SWIFT code FCPBGHAC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAPITAL BANK LIMITED, ACCRA must provide SWIFT code FCPBGHAC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAPITAL BANK LIMITED in ACCRA rely on SWIFT code FCPBGHAC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAPITAL BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CAPITAL BANK LIMITED →

For TDS challan deposits, find the BSR code for CAPITAL BANK LIMITED →

How SWIFT Code FCPBGHAC Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCPBGHAC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAPITAL BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAPITAL BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCPBGHAC

• Spaces or lowercase letters — Always enter FCPBGHAC uppercase with no spaces.
• Using the wrong city — This code is for ACCRA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ghana.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCPBGHAC directly with CAPITAL BANK LIMITED's ACCRA branch or via the SWIFT BIC Directory.