SWIFT Code ADNTGHAC — AGRICULTURAL DEVELOPMENT BANK, ACCRA

About SWIFT Code ADNTGHAC — AGRICULTURAL DEVELOPMENT BANK, ACCRA

SWIFT code ADNTGHAC is the official 8-character head-office BIC (Bank Identifier Code) for AGRICULTURAL DEVELOPMENT BANK in ACCRA, Ghana. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AGRICULTURAL DEVELOPMENT BANK for all outward international remittances from ACCRA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ADNTGHAC

The code ADNTGHAC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ADNTGHAC

Receiving International Wire Transfers

To receive money from abroad at your AGRICULTURAL DEVELOPMENT BANK account in ACCRA, share SWIFT code ADNTGHAC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AGRICULTURAL DEVELOPMENT BANK, ACCRA must provide SWIFT code ADNTGHAC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AGRICULTURAL DEVELOPMENT BANK in ACCRA rely on SWIFT code ADNTGHAC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AGRICULTURAL DEVELOPMENT BANK →

For cheque clearing or NACH mandates, use the MICR code for AGRICULTURAL DEVELOPMENT BANK →

For TDS challan deposits, find the BSR code for AGRICULTURAL DEVELOPMENT BANK →

How SWIFT Code ADNTGHAC Routes an International Transfer

1. Initiation: The sender provides SWIFT code ADNTGHAC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AGRICULTURAL DEVELOPMENT BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AGRICULTURAL DEVELOPMENT BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ADNTGHAC

• Spaces or lowercase letters — Always enter ADNTGHAC uppercase with no spaces.
• Using the wrong city — This code is for ACCRA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ghana.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ADNTGHAC directly with AGRICULTURAL DEVELOPMENT BANK's ACCRA branch or via the SWIFT BIC Directory.