SWIFT Code KAUFDE81 — VRBANK KF-OAL EG, MARKTOBERDORF

About SWIFT Code KAUFDE81 — VRBANK KF-OAL EG, MARKTOBERDORF

SWIFT code KAUFDE81 is the official 8-character head-office BIC (Bank Identifier Code) for VRBANK KF-OAL EG in MARKTOBERDORF, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VRBANK KF-OAL EG for all outward international remittances from MARKTOBERDORF. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KAUFDE81

The code KAUFDE81 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KAUFDE81

Receiving International Wire Transfers

To receive money from abroad at your VRBANK KF-OAL EG account in MARKTOBERDORF, share SWIFT code KAUFDE81 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VRBANK KF-OAL EG, MARKTOBERDORF must provide SWIFT code KAUFDE81. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VRBANK KF-OAL EG in MARKTOBERDORF rely on SWIFT code KAUFDE81 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VRBANK KF-OAL EG →

For cheque clearing or NACH mandates, use the MICR code for VRBANK KF-OAL EG →

For TDS challan deposits, find the BSR code for VRBANK KF-OAL EG →

How SWIFT Code KAUFDE81 Routes an International Transfer

1. Initiation: The sender provides SWIFT code KAUFDE81 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VRBANK KF-OAL EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VRBANK KF-OAL EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KAUFDE81

• Spaces or lowercase letters — Always enter KAUFDE81 uppercase with no spaces.
• Using the wrong city — This code is for MARKTOBERDORF only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KAUFDE81 directly with VRBANK KF-OAL EG's MARKTOBERDORF branch or via the SWIFT BIC Directory.