SWIFT Code GENODEF1WIK — VOLKSBANK WITTINGEN-KLOETZE EG, WITTINGEN

About SWIFT Code GENODEF1WIK — VOLKSBANK WITTINGEN-KLOETZE EG, WITTINGEN

SWIFT code GENODEF1WIK is the official 11-character branch-specific BIC (Bank Identifier Code) for VOLKSBANK WITTINGEN-KLOETZE EG in WITTINGEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK WITTINGEN-KLOETZE EG for all outward international remittances from WITTINGEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GENODEF1WIK

The code GENODEF1WIK follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GENODEF1WIK

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK WITTINGEN-KLOETZE EG account in WITTINGEN, share SWIFT code GENODEF1WIK with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK WITTINGEN-KLOETZE EG, WITTINGEN must provide SWIFT code GENODEF1WIK. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK WITTINGEN-KLOETZE EG in WITTINGEN rely on SWIFT code GENODEF1WIK for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK WITTINGEN-KLOETZE EG →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK WITTINGEN-KLOETZE EG →

For TDS challan deposits, find the BSR code for VOLKSBANK WITTINGEN-KLOETZE EG →

How SWIFT Code GENODEF1WIK Routes an International Transfer

1. Initiation: The sender provides SWIFT code GENODEF1WIK and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK WITTINGEN-KLOETZE EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK WITTINGEN-KLOETZE EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GENODEF1WIK

• Spaces or lowercase letters — Always enter GENODEF1WIK uppercase with no spaces.
• Using the wrong city — This code is for WITTINGEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GENODEF1WIK directly with VOLKSBANK WITTINGEN-KLOETZE EG's WITTINGEN branch or via the SWIFT BIC Directory.