SWIFT Code VOLHDE21 — VOLKSBANK LUENEBURGER HEIDE EG, LUENEBURG
Verified SWIFT/BIC code for VOLKSBANK LUENEBURGER HEIDE EG in LUENEBURG, Germany. Use this code for international wire transfers.
LUENEBURG
VOLKSBANK LUENEBURGER HEIDE EG · Germany
SWIFT / BIC Code
VOLHDE21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
LUENEBURG
City
Country Code
DE
Connection Status
Active
About SWIFT Code VOLHDE21 — VOLKSBANK LUENEBURGER HEIDE EG, LUENEBURG
SWIFT code VOLHDE21 is the official 8-character head-office BIC (Bank Identifier Code) for VOLKSBANK LUENEBURGER HEIDE EG in LUENEBURG, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK LUENEBURGER HEIDE EG for all outward international remittances from LUENEBURG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code VOLHDE21
The code VOLHDE21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | VOLH | 4 letters | Identifies VOLKSBANK LUENEBURGER HEIDE EG as the institution |
| Country Code | DE | 2 letters | ISO 3166-1 alpha-2 code for Germany |
| Location Code | 21 | 2 chars | City/region identifier within Germany |
When to Use SWIFT Code VOLHDE21
Receiving International Wire Transfers
To receive money from abroad at your VOLKSBANK LUENEBURGER HEIDE EG account in LUENEBURG, share SWIFT code VOLHDE21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK LUENEBURGER HEIDE EG, LUENEBURG must provide SWIFT code VOLHDE21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using VOLKSBANK LUENEBURGER HEIDE EG in LUENEBURG rely on SWIFT code VOLHDE21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT VOLHDE21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK LUENEBURGER HEIDE EG →
For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK LUENEBURGER HEIDE EG →
For TDS challan deposits, find the BSR code for VOLKSBANK LUENEBURGER HEIDE EG →
How SWIFT Code VOLHDE21 Routes an International Transfer
- Initiation: The sender provides SWIFT code VOLHDE21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK LUENEBURGER HEIDE EG.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: VOLKSBANK LUENEBURGER HEIDE EG receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code VOLHDE21
- Spaces or lowercase letters — Always enter
VOLHDE21uppercase with no spaces. - Using the wrong city — This code is for LUENEBURG only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VOLHDE21 directly with VOLKSBANK LUENEBURGER HEIDE EG's LUENEBURG branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against VOLKSBANK LUENEBURGER HEIDE EG's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
