SWIFT Code GENODE61HD3 — VOLKSBANK KURPFALZ EG, HEIDELBERG

About SWIFT Code GENODE61HD3 — VOLKSBANK KURPFALZ EG, HEIDELBERG

SWIFT code GENODE61HD3 is the official 11-character branch-specific BIC (Bank Identifier Code) for VOLKSBANK KURPFALZ EG in HEIDELBERG, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK KURPFALZ EG for all outward international remittances from HEIDELBERG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GENODE61HD3

The code GENODE61HD3 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GENODE61HD3

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK KURPFALZ EG account in HEIDELBERG, share SWIFT code GENODE61HD3 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK KURPFALZ EG, HEIDELBERG must provide SWIFT code GENODE61HD3. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK KURPFALZ EG in HEIDELBERG rely on SWIFT code GENODE61HD3 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK KURPFALZ EG →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK KURPFALZ EG →

For TDS challan deposits, find the BSR code for VOLKSBANK KURPFALZ EG →

How SWIFT Code GENODE61HD3 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GENODE61HD3 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK KURPFALZ EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK KURPFALZ EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GENODE61HD3

• Spaces or lowercase letters — Always enter GENODE61HD3 uppercase with no spaces.
• Using the wrong city — This code is for HEIDELBERG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GENODE61HD3 directly with VOLKSBANK KURPFALZ EG's HEIDELBERG branch or via the SWIFT BIC Directory.