SWIFT Code GENODEF1OHY — VOLKSBANK IM HARZ EG, CLAUSTHAL-ZELLERFELD

About SWIFT Code GENODEF1OHY — VOLKSBANK IM HARZ EG, CLAUSTHAL-ZELLERFELD

SWIFT code GENODEF1OHY is the official 11-character branch-specific BIC (Bank Identifier Code) for VOLKSBANK IM HARZ EG in CLAUSTHAL-ZELLERFELD, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK IM HARZ EG for all outward international remittances from CLAUSTHAL-ZELLERFELD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GENODEF1OHY

The code GENODEF1OHY follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GENODEF1OHY

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK IM HARZ EG account in CLAUSTHAL-ZELLERFELD, share SWIFT code GENODEF1OHY with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK IM HARZ EG, CLAUSTHAL-ZELLERFELD must provide SWIFT code GENODEF1OHY. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK IM HARZ EG in CLAUSTHAL-ZELLERFELD rely on SWIFT code GENODEF1OHY for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK IM HARZ EG →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK IM HARZ EG →

For TDS challan deposits, find the BSR code for VOLKSBANK IM HARZ EG →

How SWIFT Code GENODEF1OHY Routes an International Transfer

1. Initiation: The sender provides SWIFT code GENODEF1OHY and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK IM HARZ EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK IM HARZ EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GENODEF1OHY

• Spaces or lowercase letters — Always enter GENODEF1OHY uppercase with no spaces.
• Using the wrong city — This code is for CLAUSTHAL-ZELLERFELD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GENODEF1OHY directly with VOLKSBANK IM HARZ EG's CLAUSTHAL-ZELLERFELD branch or via the SWIFT BIC Directory.