SWIFT Code VOHBDEF1 — VOLKSBANK HEILBRONN EG, NECKARSULM

About SWIFT Code VOHBDEF1 — VOLKSBANK HEILBRONN EG, NECKARSULM

SWIFT code VOHBDEF1 is the official 8-character head-office BIC (Bank Identifier Code) for VOLKSBANK HEILBRONN EG in NECKARSULM, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK HEILBRONN EG for all outward international remittances from NECKARSULM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VOHBDEF1

The code VOHBDEF1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VOHBDEF1

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK HEILBRONN EG account in NECKARSULM, share SWIFT code VOHBDEF1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK HEILBRONN EG, NECKARSULM must provide SWIFT code VOHBDEF1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK HEILBRONN EG in NECKARSULM rely on SWIFT code VOHBDEF1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK HEILBRONN EG →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK HEILBRONN EG →

For TDS challan deposits, find the BSR code for VOLKSBANK HEILBRONN EG →

How SWIFT Code VOHBDEF1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VOHBDEF1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK HEILBRONN EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK HEILBRONN EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VOHBDEF1

• Spaces or lowercase letters — Always enter VOHBDEF1 uppercase with no spaces.
• Using the wrong city — This code is for NECKARSULM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VOHBDEF1 directly with VOLKSBANK HEILBRONN EG's NECKARSULM branch or via the SWIFT BIC Directory.