SWIFT Code VBFMDE31 — VOLKSBANK BACKNANG FILIALE MURRHARDT, MURRHARDT

About SWIFT Code VBFMDE31 — VOLKSBANK BACKNANG FILIALE MURRHARDT, MURRHARDT

SWIFT code VBFMDE31 is the official 8-character head-office BIC (Bank Identifier Code) for VOLKSBANK BACKNANG FILIALE MURRHARDT in MURRHARDT, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK BACKNANG FILIALE MURRHARDT for all outward international remittances from MURRHARDT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VBFMDE31

The code VBFMDE31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VBFMDE31

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK BACKNANG FILIALE MURRHARDT account in MURRHARDT, share SWIFT code VBFMDE31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK BACKNANG FILIALE MURRHARDT, MURRHARDT must provide SWIFT code VBFMDE31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK BACKNANG FILIALE MURRHARDT in MURRHARDT rely on SWIFT code VBFMDE31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK BACKNANG FILIALE MURRHARDT →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK BACKNANG FILIALE MURRHARDT →

For TDS challan deposits, find the BSR code for VOLKSBANK BACKNANG FILIALE MURRHARDT →

How SWIFT Code VBFMDE31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VBFMDE31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK BACKNANG FILIALE MURRHARDT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK BACKNANG FILIALE MURRHARDT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VBFMDE31

• Spaces or lowercase letters — Always enter VBFMDE31 uppercase with no spaces.
• Using the wrong city — This code is for MURRHARDT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VBFMDE31 directly with VOLKSBANK BACKNANG FILIALE MURRHARDT's MURRHARDT branch or via the SWIFT BIC Directory.