SWIFT Code BYLADEM1GUN — VEREINIGTE SPARKASSE GUNZENHAUSEN, GUNZENHAUSEN

Verified SWIFT/BIC code for VEREINIGTE SPARKASSE GUNZENHAUSEN in GUNZENHAUSEN, Germany. Use this code for international wire transfers.

Updated Jun 2026 SWIFT Official Data Live Data
Germany
VEREINIGT…
GUNZENHAU…
Result

GUNZENHAUSEN

VEREINIGTE SPARKASSE GUNZENHAUSEN · Germany

SWIFT Verified

SWIFT / BIC Code

BYLADEM1GUN

Code Breakdown

BYLA Bank Code
·
DE Country
·
M1 Location
·
GUN Branch

Branch

GUNZENHAUSEN

Country Code

DE

Connection Status

Active

About SWIFT Code BYLADEM1GUN — VEREINIGTE SPARKASSE GUNZENHAUSEN, GUNZENHAUSEN

SWIFT code BYLADEM1GUN is the official 11-character branch-specific BIC (Bank Identifier Code) for VEREINIGTE SPARKASSE GUNZENHAUSEN in GUNZENHAUSEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VEREINIGTE SPARKASSE GUNZENHAUSEN for all outward international remittances from GUNZENHAUSEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BYLADEM1GUN

The code BYLADEM1GUN follows the ISO 9362 standard and breaks down as follows:

SegmentValueLengthMeaning
Bank CodeBYLA4 lettersIdentifies VEREINIGTE SPARKASSE GUNZENHAUSEN as the institution
Country CodeDE2 lettersISO 3166-1 alpha-2 code for Germany
Location CodeM12 charsCity/region identifier within Germany
Branch CodeGUN3 charsIdentifies the specific GUNZENHAUSEN branch
Quick Tip: BYLADEM1GUN is a 11-character branch BIC. The full 11-character code routes directly to this branch — no manual processing needed at the receiving bank.

When to Use SWIFT Code BYLADEM1GUN

Receiving International Wire Transfers

To receive money from abroad at your VEREINIGTE SPARKASSE GUNZENHAUSEN account in GUNZENHAUSEN, share SWIFT code BYLADEM1GUN with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VEREINIGTE SPARKASSE GUNZENHAUSEN, GUNZENHAUSEN must provide SWIFT code BYLADEM1GUN. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VEREINIGTE SPARKASSE GUNZENHAUSEN in GUNZENHAUSEN rely on SWIFT code BYLADEM1GUN for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

CodeFormatUsed ForScope
SWIFT BYLADEM1GUN8 or 11 charsInternational wire transfers, NRI remittances, trade financeGlobal — 200+ countries
IFSC11 chars (alpha)NEFT, RTGS, IMPS, UPI account linkingIndia domestic only
MICR9 digitsCheque clearing (CTS), NACH mandates, SIP registrationIndia domestic only
BSR7 digitsTDS challan filing, Form 16, Form 26AS, TRACESIndia income tax only
Important: Never enter SWIFT code BYLADEM1GUN in a field asking for an IFSC, MICR, or BSR code. Each serves a different system.

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VEREINIGTE SPARKASSE GUNZENHAUSEN →

For cheque clearing or NACH mandates, use the MICR code for VEREINIGTE SPARKASSE GUNZENHAUSEN →

For TDS challan deposits, find the BSR code for VEREINIGTE SPARKASSE GUNZENHAUSEN →

How SWIFT Code BYLADEM1GUN Routes an International Transfer

  1. Initiation: The sender provides SWIFT code BYLADEM1GUN and account number to their bank.
  2. Validation: The sending bank validates the BIC against the SWIFT registry.
  3. Routing: An MT103 SWIFT message is transmitted through the network to VEREINIGTE SPARKASSE GUNZENHAUSEN.
  4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
  5. Credit: VEREINIGTE SPARKASSE GUNZENHAUSEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BYLADEM1GUN

  • Spaces or lowercase letters — Always enter BYLADEM1GUN uppercase with no spaces.
  • Using the wrong city — This code is for GUNZENHAUSEN only.
  • Truncating to 8 characters — When 11 characters are required, always use the full code.
  • Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BYLADEM1GUN directly with VEREINIGTE SPARKASSE GUNZENHAUSEN's GUNZENHAUSEN branch or via the SWIFT BIC Directory.

SWIFT code data sourced from SWIFT Official Directory and verified against VEREINIGTE SPARKASSE GUNZENHAUSEN's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →

Frequently Asked Questions