SWIFT Code UNBNDE21 — UNION - BANK AKTIENGESELLSCHAFT, FLENSBURG

About SWIFT Code UNBNDE21 — UNION - BANK AKTIENGESELLSCHAFT, FLENSBURG

SWIFT code UNBNDE21 is the official 8-character head-office BIC (Bank Identifier Code) for UNION - BANK AKTIENGESELLSCHAFT in FLENSBURG, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNION - BANK AKTIENGESELLSCHAFT for all outward international remittances from FLENSBURG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNBNDE21

The code UNBNDE21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNBNDE21

Receiving International Wire Transfers

To receive money from abroad at your UNION - BANK AKTIENGESELLSCHAFT account in FLENSBURG, share SWIFT code UNBNDE21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNION - BANK AKTIENGESELLSCHAFT, FLENSBURG must provide SWIFT code UNBNDE21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNION - BANK AKTIENGESELLSCHAFT in FLENSBURG rely on SWIFT code UNBNDE21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNION - BANK AKTIENGESELLSCHAFT →

For cheque clearing or NACH mandates, use the MICR code for UNION - BANK AKTIENGESELLSCHAFT →

For TDS challan deposits, find the BSR code for UNION - BANK AKTIENGESELLSCHAFT →

How SWIFT Code UNBNDE21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNBNDE21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNION - BANK AKTIENGESELLSCHAFT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNION - BANK AKTIENGESELLSCHAFT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNBNDE21

• Spaces or lowercase letters — Always enter UNBNDE21 uppercase with no spaces.
• Using the wrong city — This code is for FLENSBURG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNBNDE21 directly with UNION - BANK AKTIENGESELLSCHAFT's FLENSBURG branch or via the SWIFT BIC Directory.