SWIFT Code HYVEDEMM840 — UNICREDIT BANK AG (HYPOVEREINSBANK), MERZIG

About SWIFT Code HYVEDEMM840 — UNICREDIT BANK AG (HYPOVEREINSBANK), MERZIG

SWIFT code HYVEDEMM840 is the official 11-character branch-specific BIC (Bank Identifier Code) for UNICREDIT BANK AG (HYPOVEREINSBANK) in MERZIG, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNICREDIT BANK AG (HYPOVEREINSBANK) for all outward international remittances from MERZIG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HYVEDEMM840

The code HYVEDEMM840 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HYVEDEMM840

Receiving International Wire Transfers

To receive money from abroad at your UNICREDIT BANK AG (HYPOVEREINSBANK) account in MERZIG, share SWIFT code HYVEDEMM840 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNICREDIT BANK AG (HYPOVEREINSBANK), MERZIG must provide SWIFT code HYVEDEMM840. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNICREDIT BANK AG (HYPOVEREINSBANK) in MERZIG rely on SWIFT code HYVEDEMM840 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNICREDIT BANK AG (HYPOVEREINSBANK) →

For cheque clearing or NACH mandates, use the MICR code for UNICREDIT BANK AG (HYPOVEREINSBANK) →

For TDS challan deposits, find the BSR code for UNICREDIT BANK AG (HYPOVEREINSBANK) →

How SWIFT Code HYVEDEMM840 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HYVEDEMM840 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNICREDIT BANK AG (HYPOVEREINSBANK).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNICREDIT BANK AG (HYPOVEREINSBANK) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HYVEDEMM840

• Spaces or lowercase letters — Always enter HYVEDEMM840 uppercase with no spaces.
• Using the wrong city — This code is for MERZIG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HYVEDEMM840 directly with UNICREDIT BANK AG (HYPOVEREINSBANK)'s MERZIG branch or via the SWIFT BIC Directory.