SWIFT Code WELADED1OBH — STADTSPARKASSE OBERHAUSEN, OBERHAUSEN

About SWIFT Code WELADED1OBH — STADTSPARKASSE OBERHAUSEN, OBERHAUSEN

SWIFT code WELADED1OBH is the official 11-character branch-specific BIC (Bank Identifier Code) for STADTSPARKASSE OBERHAUSEN in OBERHAUSEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STADTSPARKASSE OBERHAUSEN for all outward international remittances from OBERHAUSEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code WELADED1OBH

The code WELADED1OBH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code WELADED1OBH

Receiving International Wire Transfers

To receive money from abroad at your STADTSPARKASSE OBERHAUSEN account in OBERHAUSEN, share SWIFT code WELADED1OBH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STADTSPARKASSE OBERHAUSEN, OBERHAUSEN must provide SWIFT code WELADED1OBH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STADTSPARKASSE OBERHAUSEN in OBERHAUSEN rely on SWIFT code WELADED1OBH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STADTSPARKASSE OBERHAUSEN →

For cheque clearing or NACH mandates, use the MICR code for STADTSPARKASSE OBERHAUSEN →

For TDS challan deposits, find the BSR code for STADTSPARKASSE OBERHAUSEN →

How SWIFT Code WELADED1OBH Routes an International Transfer

1. Initiation: The sender provides SWIFT code WELADED1OBH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to STADTSPARKASSE OBERHAUSEN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: STADTSPARKASSE OBERHAUSEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code WELADED1OBH

• Spaces or lowercase letters — Always enter WELADED1OBH uppercase with no spaces.
• Using the wrong city — This code is for OBERHAUSEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm WELADED1OBH directly with STADTSPARKASSE OBERHAUSEN's OBERHAUSEN branch or via the SWIFT BIC Directory.