SWIFT Code WELADED1EMR — STADTSPARKASSE EMMERICH-REES, EMMERICH

Verified SWIFT/BIC code for STADTSPARKASSE EMMERICH-REES in EMMERICH, Germany. Use this code for international wire transfers.

Updated Jun 2026 SWIFT Official Data Live Data
Germany
STADTSPAR…
EMMERICH
Result
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EMMERICH

STADTSPARKASSE EMMERICH-REES · Germany

SWIFT Verified

SWIFT / BIC Code

WELADED1EMR

Code Breakdown

WELA Bank Code
·
DE Country
·
D1 Location
·
EMR Branch

Branch

EMMERICH

City

EMMERICH

Country Code

DE

Connection Status

Active

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About SWIFT Code WELADED1EMR — STADTSPARKASSE EMMERICH-REES, EMMERICH

SWIFT code WELADED1EMR is the official 11-character branch-specific BIC (Bank Identifier Code) for STADTSPARKASSE EMMERICH-REES in EMMERICH, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STADTSPARKASSE EMMERICH-REES for all outward international remittances from EMMERICH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code WELADED1EMR

The code WELADED1EMR follows the ISO 9362 standard and breaks down as follows:

SegmentValueLengthMeaning
Bank CodeWELA4 lettersIdentifies STADTSPARKASSE EMMERICH-REES as the institution
Country CodeDE2 lettersISO 3166-1 alpha-2 code for Germany
Location CodeD12 charsCity/region identifier within Germany
Branch CodeEMR3 charsIdentifies the specific EMMERICH branch
Quick Tip: WELADED1EMR is a 11-character branch BIC. The full 11-character code routes directly to this branch — no manual processing needed at the receiving bank.

When to Use SWIFT Code WELADED1EMR

Receiving International Wire Transfers

To receive money from abroad at your STADTSPARKASSE EMMERICH-REES account in EMMERICH, share SWIFT code WELADED1EMR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STADTSPARKASSE EMMERICH-REES, EMMERICH must provide SWIFT code WELADED1EMR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STADTSPARKASSE EMMERICH-REES in EMMERICH rely on SWIFT code WELADED1EMR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

CodeFormatUsed ForScope
SWIFT WELADED1EMR8 or 11 charsInternational wire transfers, NRI remittances, trade financeGlobal — 200+ countries
IFSC11 chars (alpha)NEFT, RTGS, IMPS, UPI account linkingIndia domestic only
MICR9 digitsCheque clearing (CTS), NACH mandates, SIP registrationIndia domestic only
BSR7 digitsTDS challan filing, Form 16, Form 26AS, TRACESIndia income tax only
Important: Never enter SWIFT code WELADED1EMR in a field asking for an IFSC, MICR, or BSR code. Each serves a different system.

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STADTSPARKASSE EMMERICH-REES →

For cheque clearing or NACH mandates, use the MICR code for STADTSPARKASSE EMMERICH-REES →

For TDS challan deposits, find the BSR code for STADTSPARKASSE EMMERICH-REES →

How SWIFT Code WELADED1EMR Routes an International Transfer

  1. Initiation: The sender provides SWIFT code WELADED1EMR and account number to their bank.
  2. Validation: The sending bank validates the BIC against the SWIFT registry.
  3. Routing: An MT103 SWIFT message is transmitted through the network to STADTSPARKASSE EMMERICH-REES.
  4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
  5. Credit: STADTSPARKASSE EMMERICH-REES receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code WELADED1EMR

  • Spaces or lowercase letters — Always enter WELADED1EMR uppercase with no spaces.
  • Using the wrong city — This code is for EMMERICH only.
  • Truncating to 8 characters — When 11 characters are required, always use the full code.
  • Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm WELADED1EMR directly with STADTSPARKASSE EMMERICH-REES's EMMERICH branch or via the SWIFT BIC Directory.

SWIFT code data sourced from SWIFT Official Directory and verified against STADTSPARKASSE EMMERICH-REES's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →

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Frequently Asked Questions