SWIFT Code MALADE51KRE — SPARKASSE RHEIN-NAHE, BAD KREUZNACH

Verified SWIFT/BIC code for SPARKASSE RHEIN-NAHE in BAD KREUZNACH, Germany. Use this code for international wire transfers.

Updated Jun 2026 SWIFT Official Data Live Data
Germany
SPARKASSE…
BAD KREUZ…
Result
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BAD KREUZNACH

SPARKASSE RHEIN-NAHE · Germany

SWIFT Verified

SWIFT / BIC Code

MALADE51KRE

Code Breakdown

MALA Bank Code
·
DE Country
·
51 Location
·
KRE Branch

Branch

BAD KREUZNACH

Country Code

DE

Connection Status

Active

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About SWIFT Code MALADE51KRE — SPARKASSE RHEIN-NAHE, BAD KREUZNACH

SWIFT code MALADE51KRE is the official 11-character branch-specific BIC (Bank Identifier Code) for SPARKASSE RHEIN-NAHE in BAD KREUZNACH, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPARKASSE RHEIN-NAHE for all outward international remittances from BAD KREUZNACH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MALADE51KRE

The code MALADE51KRE follows the ISO 9362 standard and breaks down as follows:

SegmentValueLengthMeaning
Bank CodeMALA4 lettersIdentifies SPARKASSE RHEIN-NAHE as the institution
Country CodeDE2 lettersISO 3166-1 alpha-2 code for Germany
Location Code512 charsCity/region identifier within Germany
Branch CodeKRE3 charsIdentifies the specific BAD KREUZNACH branch
Quick Tip: MALADE51KRE is a 11-character branch BIC. The full 11-character code routes directly to this branch — no manual processing needed at the receiving bank.

When to Use SWIFT Code MALADE51KRE

Receiving International Wire Transfers

To receive money from abroad at your SPARKASSE RHEIN-NAHE account in BAD KREUZNACH, share SWIFT code MALADE51KRE with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPARKASSE RHEIN-NAHE, BAD KREUZNACH must provide SWIFT code MALADE51KRE. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPARKASSE RHEIN-NAHE in BAD KREUZNACH rely on SWIFT code MALADE51KRE for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

CodeFormatUsed ForScope
SWIFT MALADE51KRE8 or 11 charsInternational wire transfers, NRI remittances, trade financeGlobal — 200+ countries
IFSC11 chars (alpha)NEFT, RTGS, IMPS, UPI account linkingIndia domestic only
MICR9 digitsCheque clearing (CTS), NACH mandates, SIP registrationIndia domestic only
BSR7 digitsTDS challan filing, Form 16, Form 26AS, TRACESIndia income tax only
Important: Never enter SWIFT code MALADE51KRE in a field asking for an IFSC, MICR, or BSR code. Each serves a different system.

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARKASSE RHEIN-NAHE →

For cheque clearing or NACH mandates, use the MICR code for SPARKASSE RHEIN-NAHE →

For TDS challan deposits, find the BSR code for SPARKASSE RHEIN-NAHE →

How SWIFT Code MALADE51KRE Routes an International Transfer

  1. Initiation: The sender provides SWIFT code MALADE51KRE and account number to their bank.
  2. Validation: The sending bank validates the BIC against the SWIFT registry.
  3. Routing: An MT103 SWIFT message is transmitted through the network to SPARKASSE RHEIN-NAHE.
  4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
  5. Credit: SPARKASSE RHEIN-NAHE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MALADE51KRE

  • Spaces or lowercase letters — Always enter MALADE51KRE uppercase with no spaces.
  • Using the wrong city — This code is for BAD KREUZNACH only.
  • Truncating to 8 characters — When 11 characters are required, always use the full code.
  • Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MALADE51KRE directly with SPARKASSE RHEIN-NAHE's BAD KREUZNACH branch or via the SWIFT BIC Directory.

SWIFT code data sourced from SWIFT Official Directory and verified against SPARKASSE RHEIN-NAHE's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →

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Frequently Asked Questions