SWIFT Code BYLADEM1GZK — SPARKASSE GUENZBURG-KRUMBACH, GUENZBURG

About SWIFT Code BYLADEM1GZK — SPARKASSE GUENZBURG-KRUMBACH, GUENZBURG

SWIFT code BYLADEM1GZK is the official 11-character branch-specific BIC (Bank Identifier Code) for SPARKASSE GUENZBURG-KRUMBACH in GUENZBURG, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPARKASSE GUENZBURG-KRUMBACH for all outward international remittances from GUENZBURG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BYLADEM1GZK

The code BYLADEM1GZK follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BYLADEM1GZK

Receiving International Wire Transfers

To receive money from abroad at your SPARKASSE GUENZBURG-KRUMBACH account in GUENZBURG, share SWIFT code BYLADEM1GZK with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPARKASSE GUENZBURG-KRUMBACH, GUENZBURG must provide SWIFT code BYLADEM1GZK. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPARKASSE GUENZBURG-KRUMBACH in GUENZBURG rely on SWIFT code BYLADEM1GZK for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARKASSE GUENZBURG-KRUMBACH →

For cheque clearing or NACH mandates, use the MICR code for SPARKASSE GUENZBURG-KRUMBACH →

For TDS challan deposits, find the BSR code for SPARKASSE GUENZBURG-KRUMBACH →

How SWIFT Code BYLADEM1GZK Routes an International Transfer

1. Initiation: The sender provides SWIFT code BYLADEM1GZK and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPARKASSE GUENZBURG-KRUMBACH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPARKASSE GUENZBURG-KRUMBACH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BYLADEM1GZK

• Spaces or lowercase letters — Always enter BYLADEM1GZK uppercase with no spaces.
• Using the wrong city — This code is for GUENZBURG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BYLADEM1GZK directly with SPARKASSE GUENZBURG-KRUMBACH's GUENZBURG branch or via the SWIFT BIC Directory.