SWIFT Code BYLADEM1FSI — SPARKASSE FREISING, FREISING
Verified SWIFT/BIC code for SPARKASSE FREISING in FREISING, Germany. Use this code for international wire transfers.
FREISING
SPARKASSE FREISING · Germany
SWIFT / BIC Code
BYLADEM1FSI
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
FREISING
City
Country Code
DE
Connection Status
Active
About SWIFT Code BYLADEM1FSI — SPARKASSE FREISING, FREISING
SWIFT code BYLADEM1FSI is the official 11-character branch-specific BIC (Bank Identifier Code) for SPARKASSE FREISING in FREISING, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SPARKASSE FREISING for all outward international remittances from FREISING. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BYLADEM1FSI
The code BYLADEM1FSI follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BYLA | 4 letters | Identifies SPARKASSE FREISING as the institution |
| Country Code | DE | 2 letters | ISO 3166-1 alpha-2 code for Germany |
| Location Code | M1 | 2 chars | City/region identifier within Germany |
| Branch Code | FSI | 3 chars | Identifies the specific FREISING branch |
When to Use SWIFT Code BYLADEM1FSI
Receiving International Wire Transfers
To receive money from abroad at your SPARKASSE FREISING account in FREISING, share SWIFT code BYLADEM1FSI with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SPARKASSE FREISING, FREISING must provide SWIFT code BYLADEM1FSI. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SPARKASSE FREISING in FREISING rely on SWIFT code BYLADEM1FSI for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BYLADEM1FSI | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARKASSE FREISING →
For cheque clearing or NACH mandates, use the MICR code for SPARKASSE FREISING →
For TDS challan deposits, find the BSR code for SPARKASSE FREISING →
How SWIFT Code BYLADEM1FSI Routes an International Transfer
- Initiation: The sender provides SWIFT code BYLADEM1FSI and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SPARKASSE FREISING.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SPARKASSE FREISING receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BYLADEM1FSI
- Spaces or lowercase letters — Always enter
BYLADEM1FSIuppercase with no spaces. - Using the wrong city — This code is for FREISING only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BYLADEM1FSI directly with SPARKASSE FREISING's FREISING branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SPARKASSE FREISING's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
