SWIFT Code GENODEF1S05 — SPARDA-BANK OSTBAYERN EG, REGENSBURG

About SWIFT Code GENODEF1S05 — SPARDA-BANK OSTBAYERN EG, REGENSBURG

SWIFT code GENODEF1S05 is the official 11-character branch-specific BIC (Bank Identifier Code) for SPARDA-BANK OSTBAYERN EG in REGENSBURG, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPARDA-BANK OSTBAYERN EG for all outward international remittances from REGENSBURG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GENODEF1S05

The code GENODEF1S05 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GENODEF1S05

Receiving International Wire Transfers

To receive money from abroad at your SPARDA-BANK OSTBAYERN EG account in REGENSBURG, share SWIFT code GENODEF1S05 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPARDA-BANK OSTBAYERN EG, REGENSBURG must provide SWIFT code GENODEF1S05. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPARDA-BANK OSTBAYERN EG in REGENSBURG rely on SWIFT code GENODEF1S05 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPARDA-BANK OSTBAYERN EG →

For cheque clearing or NACH mandates, use the MICR code for SPARDA-BANK OSTBAYERN EG →

For TDS challan deposits, find the BSR code for SPARDA-BANK OSTBAYERN EG →

How SWIFT Code GENODEF1S05 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GENODEF1S05 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPARDA-BANK OSTBAYERN EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPARDA-BANK OSTBAYERN EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GENODEF1S05

• Spaces or lowercase letters — Always enter GENODEF1S05 uppercase with no spaces.
• Using the wrong city — This code is for REGENSBURG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GENODEF1S05 directly with SPARDA-BANK OSTBAYERN EG's REGENSBURG branch or via the SWIFT BIC Directory.