SWIFT Code GENODE61KA3 — SPAR- UND KREDITBANK EG, KARLSRUHE

About SWIFT Code GENODE61KA3 — SPAR- UND KREDITBANK EG, KARLSRUHE

SWIFT code GENODE61KA3 is the official 11-character branch-specific BIC (Bank Identifier Code) for SPAR- UND KREDITBANK EG in KARLSRUHE, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPAR- UND KREDITBANK EG for all outward international remittances from KARLSRUHE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GENODE61KA3

The code GENODE61KA3 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GENODE61KA3

Receiving International Wire Transfers

To receive money from abroad at your SPAR- UND KREDITBANK EG account in KARLSRUHE, share SWIFT code GENODE61KA3 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPAR- UND KREDITBANK EG, KARLSRUHE must provide SWIFT code GENODE61KA3. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPAR- UND KREDITBANK EG in KARLSRUHE rely on SWIFT code GENODE61KA3 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPAR- UND KREDITBANK EG →

For cheque clearing or NACH mandates, use the MICR code for SPAR- UND KREDITBANK EG →

For TDS challan deposits, find the BSR code for SPAR- UND KREDITBANK EG →

How SWIFT Code GENODE61KA3 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GENODE61KA3 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPAR- UND KREDITBANK EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPAR- UND KREDITBANK EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GENODE61KA3

• Spaces or lowercase letters — Always enter GENODE61KA3 uppercase with no spaces.
• Using the wrong city — This code is for KARLSRUHE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GENODE61KA3 directly with SPAR- UND KREDITBANK EG's KARLSRUHE branch or via the SWIFT BIC Directory.