SWIFT Code REFRDE71 — REFRATECHNIK HOLDING GMBH, ISMANING

About SWIFT Code REFRDE71 — REFRATECHNIK HOLDING GMBH, ISMANING

SWIFT code REFRDE71 is the official 8-character head-office BIC (Bank Identifier Code) for REFRATECHNIK HOLDING GMBH in ISMANING, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by REFRATECHNIK HOLDING GMBH for all outward international remittances from ISMANING. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code REFRDE71

The code REFRDE71 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code REFRDE71

Receiving International Wire Transfers

To receive money from abroad at your REFRATECHNIK HOLDING GMBH account in ISMANING, share SWIFT code REFRDE71 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at REFRATECHNIK HOLDING GMBH, ISMANING must provide SWIFT code REFRDE71. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using REFRATECHNIK HOLDING GMBH in ISMANING rely on SWIFT code REFRDE71 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for REFRATECHNIK HOLDING GMBH →

For cheque clearing or NACH mandates, use the MICR code for REFRATECHNIK HOLDING GMBH →

For TDS challan deposits, find the BSR code for REFRATECHNIK HOLDING GMBH →

How SWIFT Code REFRDE71 Routes an International Transfer

1. Initiation: The sender provides SWIFT code REFRDE71 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to REFRATECHNIK HOLDING GMBH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: REFRATECHNIK HOLDING GMBH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code REFRDE71

• Spaces or lowercase letters — Always enter REFRDE71 uppercase with no spaces.
• Using the wrong city — This code is for ISMANING only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm REFRDE71 directly with REFRATECHNIK HOLDING GMBH's ISMANING branch or via the SWIFT BIC Directory.