SWIFT Code RAZODE81 — RAIFFEISENBANK ZORNEDING EG, KIRCHSEEON

About SWIFT Code RAZODE81 — RAIFFEISENBANK ZORNEDING EG, KIRCHSEEON

SWIFT code RAZODE81 is the official 8-character head-office BIC (Bank Identifier Code) for RAIFFEISENBANK ZORNEDING EG in KIRCHSEEON, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAIFFEISENBANK ZORNEDING EG for all outward international remittances from KIRCHSEEON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RAZODE81

The code RAZODE81 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RAZODE81

Receiving International Wire Transfers

To receive money from abroad at your RAIFFEISENBANK ZORNEDING EG account in KIRCHSEEON, share SWIFT code RAZODE81 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAIFFEISENBANK ZORNEDING EG, KIRCHSEEON must provide SWIFT code RAZODE81. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAIFFEISENBANK ZORNEDING EG in KIRCHSEEON rely on SWIFT code RAZODE81 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAIFFEISENBANK ZORNEDING EG →

For cheque clearing or NACH mandates, use the MICR code for RAIFFEISENBANK ZORNEDING EG →

For TDS challan deposits, find the BSR code for RAIFFEISENBANK ZORNEDING EG →

How SWIFT Code RAZODE81 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RAZODE81 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAIFFEISENBANK ZORNEDING EG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAIFFEISENBANK ZORNEDING EG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RAZODE81

• Spaces or lowercase letters — Always enter RAZODE81 uppercase with no spaces.
• Using the wrong city — This code is for KIRCHSEEON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RAZODE81 directly with RAIFFEISENBANK ZORNEDING EG's KIRCHSEEON branch or via the SWIFT BIC Directory.