SWIFT Code NBAGDE3E — NATIONAL-BANK AG, ESSEN

About SWIFT Code NBAGDE3E — NATIONAL-BANK AG, ESSEN

SWIFT code NBAGDE3E is the official 8-character head-office BIC (Bank Identifier Code) for NATIONAL-BANK AG in ESSEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by NATIONAL-BANK AG for all outward international remittances from ESSEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code NBAGDE3E

The code NBAGDE3E follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code NBAGDE3E

Receiving International Wire Transfers

To receive money from abroad at your NATIONAL-BANK AG account in ESSEN, share SWIFT code NBAGDE3E with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at NATIONAL-BANK AG, ESSEN must provide SWIFT code NBAGDE3E. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using NATIONAL-BANK AG in ESSEN rely on SWIFT code NBAGDE3E for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for NATIONAL-BANK AG →

For cheque clearing or NACH mandates, use the MICR code for NATIONAL-BANK AG →

For TDS challan deposits, find the BSR code for NATIONAL-BANK AG →

How SWIFT Code NBAGDE3E Routes an International Transfer

1. Initiation: The sender provides SWIFT code NBAGDE3E and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to NATIONAL-BANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: NATIONAL-BANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code NBAGDE3E

• Spaces or lowercase letters — Always enter NBAGDE3E uppercase with no spaces.
• Using the wrong city — This code is for ESSEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm NBAGDE3E directly with NATIONAL-BANK AG's ESSEN branch or via the SWIFT BIC Directory.