SWIFT Code GENODEF1M06 — MERKUR BANK KGAA, MUENCHEN

About SWIFT Code GENODEF1M06 — MERKUR BANK KGAA, MUENCHEN

SWIFT code GENODEF1M06 is the official 11-character branch-specific BIC (Bank Identifier Code) for MERKUR BANK KGAA in MUENCHEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MERKUR BANK KGAA for all outward international remittances from MUENCHEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GENODEF1M06

The code GENODEF1M06 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GENODEF1M06

Receiving International Wire Transfers

To receive money from abroad at your MERKUR BANK KGAA account in MUENCHEN, share SWIFT code GENODEF1M06 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MERKUR BANK KGAA, MUENCHEN must provide SWIFT code GENODEF1M06. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MERKUR BANK KGAA in MUENCHEN rely on SWIFT code GENODEF1M06 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MERKUR BANK KGAA →

For cheque clearing or NACH mandates, use the MICR code for MERKUR BANK KGAA →

For TDS challan deposits, find the BSR code for MERKUR BANK KGAA →

How SWIFT Code GENODEF1M06 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GENODEF1M06 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MERKUR BANK KGAA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MERKUR BANK KGAA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GENODEF1M06

• Spaces or lowercase letters — Always enter GENODEF1M06 uppercase with no spaces.
• Using the wrong city — This code is for MUENCHEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GENODEF1M06 directly with MERKUR BANK KGAA's MUENCHEN branch or via the SWIFT BIC Directory.