SWIFT Code LABDDE81 — LANDESOBERKASSE BADEN-WURTTEMBERG, KARLSRUHE

About SWIFT Code LABDDE81 — LANDESOBERKASSE BADEN-WURTTEMBERG, KARLSRUHE

SWIFT code LABDDE81 is the official 8-character head-office BIC (Bank Identifier Code) for LANDESOBERKASSE BADEN-WURTTEMBERG in KARLSRUHE, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LANDESOBERKASSE BADEN-WURTTEMBERG for all outward international remittances from KARLSRUHE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LABDDE81

The code LABDDE81 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LABDDE81

Receiving International Wire Transfers

To receive money from abroad at your LANDESOBERKASSE BADEN-WURTTEMBERG account in KARLSRUHE, share SWIFT code LABDDE81 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LANDESOBERKASSE BADEN-WURTTEMBERG, KARLSRUHE must provide SWIFT code LABDDE81. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LANDESOBERKASSE BADEN-WURTTEMBERG in KARLSRUHE rely on SWIFT code LABDDE81 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LANDESOBERKASSE BADEN-WURTTEMBERG →

For cheque clearing or NACH mandates, use the MICR code for LANDESOBERKASSE BADEN-WURTTEMBERG →

For TDS challan deposits, find the BSR code for LANDESOBERKASSE BADEN-WURTTEMBERG →

How SWIFT Code LABDDE81 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LABDDE81 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LANDESOBERKASSE BADEN-WURTTEMBERG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LANDESOBERKASSE BADEN-WURTTEMBERG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LABDDE81

• Spaces or lowercase letters — Always enter LABDDE81 uppercase with no spaces.
• Using the wrong city — This code is for KARLSRUHE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LABDDE81 directly with LANDESOBERKASSE BADEN-WURTTEMBERG's KARLSRUHE branch or via the SWIFT BIC Directory.