SWIFT Code KRSFDE51 — KREISSPARKASSE SAARPFALZ, ST. INGBERT

About SWIFT Code KRSFDE51 — KREISSPARKASSE SAARPFALZ, ST. INGBERT

SWIFT code KRSFDE51 is the official 8-character head-office BIC (Bank Identifier Code) for KREISSPARKASSE SAARPFALZ in ST. INGBERT, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KREISSPARKASSE SAARPFALZ for all outward international remittances from ST. INGBERT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KRSFDE51

The code KRSFDE51 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KRSFDE51

Receiving International Wire Transfers

To receive money from abroad at your KREISSPARKASSE SAARPFALZ account in ST. INGBERT, share SWIFT code KRSFDE51 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KREISSPARKASSE SAARPFALZ, ST. INGBERT must provide SWIFT code KRSFDE51. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KREISSPARKASSE SAARPFALZ in ST. INGBERT rely on SWIFT code KRSFDE51 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KREISSPARKASSE SAARPFALZ →

For cheque clearing or NACH mandates, use the MICR code for KREISSPARKASSE SAARPFALZ →

For TDS challan deposits, find the BSR code for KREISSPARKASSE SAARPFALZ →

How SWIFT Code KRSFDE51 Routes an International Transfer

1. Initiation: The sender provides SWIFT code KRSFDE51 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KREISSPARKASSE SAARPFALZ.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KREISSPARKASSE SAARPFALZ receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KRSFDE51

• Spaces or lowercase letters — Always enter KRSFDE51 uppercase with no spaces.
• Using the wrong city — This code is for ST. INGBERT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KRSFDE51 directly with KREISSPARKASSE SAARPFALZ's ST. INGBERT branch or via the SWIFT BIC Directory.