SWIFT Code MALADE51LUH — KREISSPARKASSE-RHEIN-PFALZ, LUDWIGSHAFEN

About SWIFT Code MALADE51LUH — KREISSPARKASSE-RHEIN-PFALZ, LUDWIGSHAFEN

SWIFT code MALADE51LUH is the official 11-character branch-specific BIC (Bank Identifier Code) for KREISSPARKASSE-RHEIN-PFALZ in LUDWIGSHAFEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KREISSPARKASSE-RHEIN-PFALZ for all outward international remittances from LUDWIGSHAFEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MALADE51LUH

The code MALADE51LUH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MALADE51LUH

Receiving International Wire Transfers

To receive money from abroad at your KREISSPARKASSE-RHEIN-PFALZ account in LUDWIGSHAFEN, share SWIFT code MALADE51LUH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KREISSPARKASSE-RHEIN-PFALZ, LUDWIGSHAFEN must provide SWIFT code MALADE51LUH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KREISSPARKASSE-RHEIN-PFALZ in LUDWIGSHAFEN rely on SWIFT code MALADE51LUH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KREISSPARKASSE-RHEIN-PFALZ →

For cheque clearing or NACH mandates, use the MICR code for KREISSPARKASSE-RHEIN-PFALZ →

For TDS challan deposits, find the BSR code for KREISSPARKASSE-RHEIN-PFALZ →

How SWIFT Code MALADE51LUH Routes an International Transfer

1. Initiation: The sender provides SWIFT code MALADE51LUH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KREISSPARKASSE-RHEIN-PFALZ.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KREISSPARKASSE-RHEIN-PFALZ receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MALADE51LUH

• Spaces or lowercase letters — Always enter MALADE51LUH uppercase with no spaces.
• Using the wrong city — This code is for LUDWIGSHAFEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MALADE51LUH directly with KREISSPARKASSE-RHEIN-PFALZ's LUDWIGSHAFEN branch or via the SWIFT BIC Directory.