SWIFT Code BRLADE21OHZ — KREISSPARKASSE OSTERHOLZ, OSTERHOLZ-SCHARMBECK

About SWIFT Code BRLADE21OHZ — KREISSPARKASSE OSTERHOLZ, OSTERHOLZ-SCHARMBECK

SWIFT code BRLADE21OHZ is the official 11-character branch-specific BIC (Bank Identifier Code) for KREISSPARKASSE OSTERHOLZ in OSTERHOLZ-SCHARMBECK, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KREISSPARKASSE OSTERHOLZ for all outward international remittances from OSTERHOLZ-SCHARMBECK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BRLADE21OHZ

The code BRLADE21OHZ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BRLADE21OHZ

Receiving International Wire Transfers

To receive money from abroad at your KREISSPARKASSE OSTERHOLZ account in OSTERHOLZ-SCHARMBECK, share SWIFT code BRLADE21OHZ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KREISSPARKASSE OSTERHOLZ, OSTERHOLZ-SCHARMBECK must provide SWIFT code BRLADE21OHZ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KREISSPARKASSE OSTERHOLZ in OSTERHOLZ-SCHARMBECK rely on SWIFT code BRLADE21OHZ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KREISSPARKASSE OSTERHOLZ →

For cheque clearing or NACH mandates, use the MICR code for KREISSPARKASSE OSTERHOLZ →

For TDS challan deposits, find the BSR code for KREISSPARKASSE OSTERHOLZ →

How SWIFT Code BRLADE21OHZ Routes an International Transfer

1. Initiation: The sender provides SWIFT code BRLADE21OHZ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KREISSPARKASSE OSTERHOLZ.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KREISSPARKASSE OSTERHOLZ receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BRLADE21OHZ

• Spaces or lowercase letters — Always enter BRLADE21OHZ uppercase with no spaces.
• Using the wrong city — This code is for OSTERHOLZ-SCHARMBECK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BRLADE21OHZ directly with KREISSPARKASSE OSTERHOLZ's OSTERHOLZ-SCHARMBECK branch or via the SWIFT BIC Directory.