SWIFT Code HELADEF1EIC — KREISSPARKASSE EICHSFELD, WORBIS

About SWIFT Code HELADEF1EIC — KREISSPARKASSE EICHSFELD, WORBIS

SWIFT code HELADEF1EIC is the official 11-character branch-specific BIC (Bank Identifier Code) for KREISSPARKASSE EICHSFELD in WORBIS, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KREISSPARKASSE EICHSFELD for all outward international remittances from WORBIS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HELADEF1EIC

The code HELADEF1EIC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HELADEF1EIC

Receiving International Wire Transfers

To receive money from abroad at your KREISSPARKASSE EICHSFELD account in WORBIS, share SWIFT code HELADEF1EIC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KREISSPARKASSE EICHSFELD, WORBIS must provide SWIFT code HELADEF1EIC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KREISSPARKASSE EICHSFELD in WORBIS rely on SWIFT code HELADEF1EIC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KREISSPARKASSE EICHSFELD →

For cheque clearing or NACH mandates, use the MICR code for KREISSPARKASSE EICHSFELD →

For TDS challan deposits, find the BSR code for KREISSPARKASSE EICHSFELD →

How SWIFT Code HELADEF1EIC Routes an International Transfer

1. Initiation: The sender provides SWIFT code HELADEF1EIC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KREISSPARKASSE EICHSFELD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KREISSPARKASSE EICHSFELD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HELADEF1EIC

• Spaces or lowercase letters — Always enter HELADEF1EIC uppercase with no spaces.
• Using the wrong city — This code is for WORBIS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HELADEF1EIC directly with KREISSPARKASSE EICHSFELD's WORBIS branch or via the SWIFT BIC Directory.