SWIFT Code BILADE55 — KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK), IDAR-OBERSTEIN

About SWIFT Code BILADE55 — KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK), IDAR-OBERSTEIN

SWIFT code BILADE55 is the official 8-character head-office BIC (Bank Identifier Code) for KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) in IDAR-OBERSTEIN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) for all outward international remittances from IDAR-OBERSTEIN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BILADE55

The code BILADE55 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BILADE55

Receiving International Wire Transfers

To receive money from abroad at your KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) account in IDAR-OBERSTEIN, share SWIFT code BILADE55 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK), IDAR-OBERSTEIN must provide SWIFT code BILADE55. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) in IDAR-OBERSTEIN rely on SWIFT code BILADE55 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) →

For cheque clearing or NACH mandates, use the MICR code for KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) →

For TDS challan deposits, find the BSR code for KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) →

How SWIFT Code BILADE55 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BILADE55 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BILADE55

• Spaces or lowercase letters — Always enter BILADE55 uppercase with no spaces.
• Using the wrong city — This code is for IDAR-OBERSTEIN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BILADE55 directly with KREISSPARKASSE BIRKENFELD (BIRKENFELDER LANDESBANK)'s IDAR-OBERSTEIN branch or via the SWIFT BIC Directory.