SWIFT Code KRBUDE81 — KREISSPARKASSE BAUTZEN, EBENDOERFEL

About SWIFT Code KRBUDE81 — KREISSPARKASSE BAUTZEN, EBENDOERFEL

SWIFT code KRBUDE81 is the official 8-character head-office BIC (Bank Identifier Code) for KREISSPARKASSE BAUTZEN in EBENDOERFEL, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KREISSPARKASSE BAUTZEN for all outward international remittances from EBENDOERFEL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KRBUDE81

The code KRBUDE81 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KRBUDE81

Receiving International Wire Transfers

To receive money from abroad at your KREISSPARKASSE BAUTZEN account in EBENDOERFEL, share SWIFT code KRBUDE81 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KREISSPARKASSE BAUTZEN, EBENDOERFEL must provide SWIFT code KRBUDE81. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KREISSPARKASSE BAUTZEN in EBENDOERFEL rely on SWIFT code KRBUDE81 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KREISSPARKASSE BAUTZEN →

For cheque clearing or NACH mandates, use the MICR code for KREISSPARKASSE BAUTZEN →

For TDS challan deposits, find the BSR code for KREISSPARKASSE BAUTZEN →

How SWIFT Code KRBUDE81 Routes an International Transfer

1. Initiation: The sender provides SWIFT code KRBUDE81 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KREISSPARKASSE BAUTZEN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KREISSPARKASSE BAUTZEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KRBUDE81

• Spaces or lowercase letters — Always enter KRBUDE81 uppercase with no spaces.
• Using the wrong city — This code is for EBENDOERFEL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KRBUDE81 directly with KREISSPARKASSE BAUTZEN's EBENDOERFEL branch or via the SWIFT BIC Directory.