SWIFT Code FXDBDE31 — FXDIREKT BANK AG, OBERHAUSEN

About SWIFT Code FXDBDE31 — FXDIREKT BANK AG, OBERHAUSEN

SWIFT code FXDBDE31 is the official 8-character head-office BIC (Bank Identifier Code) for FXDIREKT BANK AG in OBERHAUSEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FXDIREKT BANK AG for all outward international remittances from OBERHAUSEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FXDBDE31

The code FXDBDE31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FXDBDE31

Receiving International Wire Transfers

To receive money from abroad at your FXDIREKT BANK AG account in OBERHAUSEN, share SWIFT code FXDBDE31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FXDIREKT BANK AG, OBERHAUSEN must provide SWIFT code FXDBDE31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FXDIREKT BANK AG in OBERHAUSEN rely on SWIFT code FXDBDE31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FXDIREKT BANK AG →

For cheque clearing or NACH mandates, use the MICR code for FXDIREKT BANK AG →

For TDS challan deposits, find the BSR code for FXDIREKT BANK AG →

How SWIFT Code FXDBDE31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FXDBDE31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FXDIREKT BANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FXDIREKT BANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FXDBDE31

• Spaces or lowercase letters — Always enter FXDBDE31 uppercase with no spaces.
• Using the wrong city — This code is for OBERHAUSEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FXDBDE31 directly with FXDIREKT BANK AG's OBERHAUSEN branch or via the SWIFT BIC Directory.