SWIFT Code FBHNDE61 — FIAT BANK GMBH, HEILBRONN

About SWIFT Code FBHNDE61 — FIAT BANK GMBH, HEILBRONN

SWIFT code FBHNDE61 is the official 8-character head-office BIC (Bank Identifier Code) for FIAT BANK GMBH in HEILBRONN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIAT BANK GMBH for all outward international remittances from HEILBRONN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FBHNDE61

The code FBHNDE61 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FBHNDE61

Receiving International Wire Transfers

To receive money from abroad at your FIAT BANK GMBH account in HEILBRONN, share SWIFT code FBHNDE61 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIAT BANK GMBH, HEILBRONN must provide SWIFT code FBHNDE61. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIAT BANK GMBH in HEILBRONN rely on SWIFT code FBHNDE61 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIAT BANK GMBH →

For cheque clearing or NACH mandates, use the MICR code for FIAT BANK GMBH →

For TDS challan deposits, find the BSR code for FIAT BANK GMBH →

How SWIFT Code FBHNDE61 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FBHNDE61 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIAT BANK GMBH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIAT BANK GMBH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FBHNDE61

• Spaces or lowercase letters — Always enter FBHNDE61 uppercase with no spaces.
• Using the wrong city — This code is for HEILBRONN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FBHNDE61 directly with FIAT BANK GMBH's HEILBRONN branch or via the SWIFT BIC Directory.