SWIFT Code COBADEFF652 — COMMERZBANK AG, SIGMARINGEN

About SWIFT Code COBADEFF652 — COMMERZBANK AG, SIGMARINGEN

SWIFT code COBADEFF652 is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMERZBANK AG in SIGMARINGEN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMMERZBANK AG for all outward international remittances from SIGMARINGEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code COBADEFF652

The code COBADEFF652 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code COBADEFF652

Receiving International Wire Transfers

To receive money from abroad at your COMMERZBANK AG account in SIGMARINGEN, share SWIFT code COBADEFF652 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMMERZBANK AG, SIGMARINGEN must provide SWIFT code COBADEFF652. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMMERZBANK AG in SIGMARINGEN rely on SWIFT code COBADEFF652 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMERZBANK AG →

For cheque clearing or NACH mandates, use the MICR code for COMMERZBANK AG →

For TDS challan deposits, find the BSR code for COMMERZBANK AG →

How SWIFT Code COBADEFF652 Routes an International Transfer

1. Initiation: The sender provides SWIFT code COBADEFF652 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMMERZBANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMMERZBANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code COBADEFF652

• Spaces or lowercase letters — Always enter COBADEFF652 uppercase with no spaces.
• Using the wrong city — This code is for SIGMARINGEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COBADEFF652 directly with COMMERZBANK AG's SIGMARINGEN branch or via the SWIFT BIC Directory.