SWIFT Code COBADEFF003 — COMMERZBANK AG, MAINTAL
Verified SWIFT/BIC code for COMMERZBANK AG in MAINTAL, Germany. Use this code for international wire transfers.
MAINTAL
COMMERZBANK AG · Germany
SWIFT / BIC Code
COBADEFF003
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
MAINTAL
City
Country Code
DE
Connection Status
Active
About SWIFT Code COBADEFF003 — COMMERZBANK AG, MAINTAL
SWIFT code COBADEFF003 is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMERZBANK AG in MAINTAL, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by COMMERZBANK AG for all outward international remittances from MAINTAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code COBADEFF003
The code COBADEFF003 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | COBA | 4 letters | Identifies COMMERZBANK AG as the institution |
| Country Code | DE | 2 letters | ISO 3166-1 alpha-2 code for Germany |
| Location Code | FF | 2 chars | City/region identifier within Germany |
| Branch Code | 003 | 3 chars | Identifies the specific MAINTAL branch |
When to Use SWIFT Code COBADEFF003
Receiving International Wire Transfers
To receive money from abroad at your COMMERZBANK AG account in MAINTAL, share SWIFT code COBADEFF003 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at COMMERZBANK AG, MAINTAL must provide SWIFT code COBADEFF003. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using COMMERZBANK AG in MAINTAL rely on SWIFT code COBADEFF003 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT COBADEFF003 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMERZBANK AG →
For cheque clearing or NACH mandates, use the MICR code for COMMERZBANK AG →
For TDS challan deposits, find the BSR code for COMMERZBANK AG →
How SWIFT Code COBADEFF003 Routes an International Transfer
- Initiation: The sender provides SWIFT code COBADEFF003 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to COMMERZBANK AG.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: COMMERZBANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code COBADEFF003
- Spaces or lowercase letters — Always enter
COBADEFF003uppercase with no spaces. - Using the wrong city — This code is for MAINTAL only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COBADEFF003 directly with COMMERZBANK AG's MAINTAL branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against COMMERZBANK AG's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
