SWIFT Code COBADEFF463 — COMMERZBANK AG, KREUZTAL

About SWIFT Code COBADEFF463 — COMMERZBANK AG, KREUZTAL

SWIFT code COBADEFF463 is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMERZBANK AG in KREUZTAL, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMMERZBANK AG for all outward international remittances from KREUZTAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code COBADEFF463

The code COBADEFF463 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code COBADEFF463

Receiving International Wire Transfers

To receive money from abroad at your COMMERZBANK AG account in KREUZTAL, share SWIFT code COBADEFF463 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMMERZBANK AG, KREUZTAL must provide SWIFT code COBADEFF463. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMMERZBANK AG in KREUZTAL rely on SWIFT code COBADEFF463 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMERZBANK AG →

For cheque clearing or NACH mandates, use the MICR code for COMMERZBANK AG →

For TDS challan deposits, find the BSR code for COMMERZBANK AG →

How SWIFT Code COBADEFF463 Routes an International Transfer

1. Initiation: The sender provides SWIFT code COBADEFF463 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMMERZBANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMMERZBANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code COBADEFF463

• Spaces or lowercase letters — Always enter COBADEFF463 uppercase with no spaces.
• Using the wrong city — This code is for KREUZTAL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COBADEFF463 directly with COMMERZBANK AG's KREUZTAL branch or via the SWIFT BIC Directory.