SWIFT Code COBADEFF319 — COMMERZBANK AG, ERKELENZ

About SWIFT Code COBADEFF319 — COMMERZBANK AG, ERKELENZ

SWIFT code COBADEFF319 is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMERZBANK AG in ERKELENZ, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMMERZBANK AG for all outward international remittances from ERKELENZ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code COBADEFF319

The code COBADEFF319 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code COBADEFF319

Receiving International Wire Transfers

To receive money from abroad at your COMMERZBANK AG account in ERKELENZ, share SWIFT code COBADEFF319 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMMERZBANK AG, ERKELENZ must provide SWIFT code COBADEFF319. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMMERZBANK AG in ERKELENZ rely on SWIFT code COBADEFF319 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMERZBANK AG →

For cheque clearing or NACH mandates, use the MICR code for COMMERZBANK AG →

For TDS challan deposits, find the BSR code for COMMERZBANK AG →

How SWIFT Code COBADEFF319 Routes an International Transfer

1. Initiation: The sender provides SWIFT code COBADEFF319 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMMERZBANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMMERZBANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code COBADEFF319

• Spaces or lowercase letters — Always enter COBADEFF319 uppercase with no spaces.
• Using the wrong city — This code is for ERKELENZ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COBADEFF319 directly with COMMERZBANK AG's ERKELENZ branch or via the SWIFT BIC Directory.