SWIFT Code COBADEFF654 — COMMERZBANK AG, BIBERACH (RISS)

About SWIFT Code COBADEFF654 — COMMERZBANK AG, BIBERACH (RISS)

SWIFT code COBADEFF654 is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMERZBANK AG in BIBERACH (RISS), Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMMERZBANK AG for all outward international remittances from BIBERACH (RISS). Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code COBADEFF654

The code COBADEFF654 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code COBADEFF654

Receiving International Wire Transfers

To receive money from abroad at your COMMERZBANK AG account in BIBERACH (RISS), share SWIFT code COBADEFF654 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMMERZBANK AG, BIBERACH (RISS) must provide SWIFT code COBADEFF654. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMMERZBANK AG in BIBERACH (RISS) rely on SWIFT code COBADEFF654 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMERZBANK AG →

For cheque clearing or NACH mandates, use the MICR code for COMMERZBANK AG →

For TDS challan deposits, find the BSR code for COMMERZBANK AG →

How SWIFT Code COBADEFF654 Routes an International Transfer

1. Initiation: The sender provides SWIFT code COBADEFF654 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMMERZBANK AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMMERZBANK AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code COBADEFF654

• Spaces or lowercase letters — Always enter COBADEFF654 uppercase with no spaces.
• Using the wrong city — This code is for BIBERACH (RISS) only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COBADEFF654 directly with COMMERZBANK AG's BIBERACH (RISS) branch or via the SWIFT BIC Directory.