SWIFT Code BHWXDE31 — BHW BAUSPARKASSE AKTIENGESELLSCHAFT, HAMELN

About SWIFT Code BHWXDE31 — BHW BAUSPARKASSE AKTIENGESELLSCHAFT, HAMELN

SWIFT code BHWXDE31 is the official 8-character head-office BIC (Bank Identifier Code) for BHW BAUSPARKASSE AKTIENGESELLSCHAFT in HAMELN, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BHW BAUSPARKASSE AKTIENGESELLSCHAFT for all outward international remittances from HAMELN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BHWXDE31

The code BHWXDE31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BHWXDE31

Receiving International Wire Transfers

To receive money from abroad at your BHW BAUSPARKASSE AKTIENGESELLSCHAFT account in HAMELN, share SWIFT code BHWXDE31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BHW BAUSPARKASSE AKTIENGESELLSCHAFT, HAMELN must provide SWIFT code BHWXDE31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BHW BAUSPARKASSE AKTIENGESELLSCHAFT in HAMELN rely on SWIFT code BHWXDE31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BHW BAUSPARKASSE AKTIENGESELLSCHAFT →

For cheque clearing or NACH mandates, use the MICR code for BHW BAUSPARKASSE AKTIENGESELLSCHAFT →

For TDS challan deposits, find the BSR code for BHW BAUSPARKASSE AKTIENGESELLSCHAFT →

How SWIFT Code BHWXDE31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BHWXDE31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BHW BAUSPARKASSE AKTIENGESELLSCHAFT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BHW BAUSPARKASSE AKTIENGESELLSCHAFT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BHWXDE31

• Spaces or lowercase letters — Always enter BHWXDE31 uppercase with no spaces.
• Using the wrong city — This code is for HAMELN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BHWXDE31 directly with BHW BAUSPARKASSE AKTIENGESELLSCHAFT's HAMELN branch or via the SWIFT BIC Directory.