SWIFT Code BHLSDEM1 — BANKHAUS LUDWIG SPERRER KG, FREISING
Verified SWIFT/BIC code for BANKHAUS LUDWIG SPERRER KG in FREISING, Germany. Use this code for international wire transfers.
FREISING
BANKHAUS LUDWIG SPERRER KG · Germany
SWIFT / BIC Code
BHLSDEM1
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
FREISING
City
Country Code
DE
Connection Status
Active
- BHLSDEMM
About SWIFT Code BHLSDEM1 — BANKHAUS LUDWIG SPERRER KG, FREISING
SWIFT code BHLSDEM1 is the official 8-character head-office BIC (Bank Identifier Code) for BANKHAUS LUDWIG SPERRER KG in FREISING, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANKHAUS LUDWIG SPERRER KG for all outward international remittances from FREISING. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BHLSDEM1
The code BHLSDEM1 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BHLS | 4 letters | Identifies BANKHAUS LUDWIG SPERRER KG as the institution |
| Country Code | DE | 2 letters | ISO 3166-1 alpha-2 code for Germany |
| Location Code | M1 | 2 chars | City/region identifier within Germany |
When to Use SWIFT Code BHLSDEM1
Receiving International Wire Transfers
To receive money from abroad at your BANKHAUS LUDWIG SPERRER KG account in FREISING, share SWIFT code BHLSDEM1 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANKHAUS LUDWIG SPERRER KG, FREISING must provide SWIFT code BHLSDEM1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANKHAUS LUDWIG SPERRER KG in FREISING rely on SWIFT code BHLSDEM1 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BHLSDEM1 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANKHAUS LUDWIG SPERRER KG →
For cheque clearing or NACH mandates, use the MICR code for BANKHAUS LUDWIG SPERRER KG →
For TDS challan deposits, find the BSR code for BANKHAUS LUDWIG SPERRER KG →
How SWIFT Code BHLSDEM1 Routes an International Transfer
- Initiation: The sender provides SWIFT code BHLSDEM1 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANKHAUS LUDWIG SPERRER KG.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANKHAUS LUDWIG SPERRER KG receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BHLSDEM1
- Spaces or lowercase letters — Always enter
BHLSDEM1uppercase with no spaces. - Using the wrong city — This code is for FREISING only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BHLSDEM1 directly with BANKHAUS LUDWIG SPERRER KG's FREISING branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANKHAUS LUDWIG SPERRER KG's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
