SWIFT Code SPIHDE71 — BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG, JUNGHOLZ

About SWIFT Code SPIHDE71 — BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG, JUNGHOLZ

SWIFT code SPIHDE71 is the official 8-character head-office BIC (Bank Identifier Code) for BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG in JUNGHOLZ, Germany. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG for all outward international remittances from JUNGHOLZ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPIHDE71

The code SPIHDE71 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPIHDE71

Receiving International Wire Transfers

To receive money from abroad at your BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG account in JUNGHOLZ, share SWIFT code SPIHDE71 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG, JUNGHOLZ must provide SWIFT code SPIHDE71. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG in JUNGHOLZ rely on SWIFT code SPIHDE71 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG →

For cheque clearing or NACH mandates, use the MICR code for BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG →

For TDS challan deposits, find the BSR code for BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG →

How SWIFT Code SPIHDE71 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPIHDE71 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPIHDE71

• Spaces or lowercase letters — Always enter SPIHDE71 uppercase with no spaces.
• Using the wrong city — This code is for JUNGHOLZ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Germany.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPIHDE71 directly with BANK DER TIROLER SPARKASSE IN JUNGHOLZ AG's JUNGHOLZ branch or via the SWIFT BIC Directory.