SWIFT Code UGEBGE22603 — JSC 'VTB BANK GEORGIA', ZUGDIDI

About SWIFT Code UGEBGE22603 — JSC 'VTB BANK GEORGIA', ZUGDIDI

SWIFT code UGEBGE22603 is the official 11-character branch-specific BIC (Bank Identifier Code) for JSC 'VTB BANK GEORGIA' in ZUGDIDI, Georgia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JSC 'VTB BANK GEORGIA' for all outward international remittances from ZUGDIDI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UGEBGE22603

The code UGEBGE22603 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UGEBGE22603

Receiving International Wire Transfers

To receive money from abroad at your JSC 'VTB BANK GEORGIA' account in ZUGDIDI, share SWIFT code UGEBGE22603 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JSC 'VTB BANK GEORGIA', ZUGDIDI must provide SWIFT code UGEBGE22603. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JSC 'VTB BANK GEORGIA' in ZUGDIDI rely on SWIFT code UGEBGE22603 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JSC 'VTB BANK GEORGIA' →

For cheque clearing or NACH mandates, use the MICR code for JSC 'VTB BANK GEORGIA' →

For TDS challan deposits, find the BSR code for JSC 'VTB BANK GEORGIA' →

How SWIFT Code UGEBGE22603 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UGEBGE22603 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JSC 'VTB BANK GEORGIA'.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JSC 'VTB BANK GEORGIA' receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UGEBGE22603

• Spaces or lowercase letters — Always enter UGEBGE22603 uppercase with no spaces.
• Using the wrong city — This code is for ZUGDIDI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Georgia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UGEBGE22603 directly with JSC 'VTB BANK GEORGIA''s ZUGDIDI branch or via the SWIFT BIC Directory.