SWIFT Code CRTUGE22 — JSC 'CARTU BANK', TBILISI

About SWIFT Code CRTUGE22 — JSC 'CARTU BANK', TBILISI

SWIFT code CRTUGE22 is the official 8-character head-office BIC (Bank Identifier Code) for JSC 'CARTU BANK' in TBILISI, Georgia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JSC 'CARTU BANK' for all outward international remittances from TBILISI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CRTUGE22

The code CRTUGE22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CRTUGE22

Receiving International Wire Transfers

To receive money from abroad at your JSC 'CARTU BANK' account in TBILISI, share SWIFT code CRTUGE22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JSC 'CARTU BANK', TBILISI must provide SWIFT code CRTUGE22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JSC 'CARTU BANK' in TBILISI rely on SWIFT code CRTUGE22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JSC 'CARTU BANK' →

For cheque clearing or NACH mandates, use the MICR code for JSC 'CARTU BANK' →

For TDS challan deposits, find the BSR code for JSC 'CARTU BANK' →

How SWIFT Code CRTUGE22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CRTUGE22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JSC 'CARTU BANK'.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JSC 'CARTU BANK' receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CRTUGE22

• Spaces or lowercase letters — Always enter CRTUGE22 uppercase with no spaces.
• Using the wrong city — This code is for TBILISI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Georgia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CRTUGE22 directly with JSC 'CARTU BANK''s TBILISI branch or via the SWIFT BIC Directory.