SWIFT Code ACGAGMGF — ACCESS BANK GAMBIA, FAJARA

About SWIFT Code ACGAGMGF — ACCESS BANK GAMBIA, FAJARA

SWIFT code ACGAGMGF is the official 8-character head-office BIC (Bank Identifier Code) for ACCESS BANK GAMBIA in FAJARA, Gambia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ACCESS BANK GAMBIA for all outward international remittances from FAJARA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ACGAGMGF

The code ACGAGMGF follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ACGAGMGF

Receiving International Wire Transfers

To receive money from abroad at your ACCESS BANK GAMBIA account in FAJARA, share SWIFT code ACGAGMGF with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ACCESS BANK GAMBIA, FAJARA must provide SWIFT code ACGAGMGF. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ACCESS BANK GAMBIA in FAJARA rely on SWIFT code ACGAGMGF for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ACCESS BANK GAMBIA →

For cheque clearing or NACH mandates, use the MICR code for ACCESS BANK GAMBIA →

For TDS challan deposits, find the BSR code for ACCESS BANK GAMBIA →

How SWIFT Code ACGAGMGF Routes an International Transfer

1. Initiation: The sender provides SWIFT code ACGAGMGF and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ACCESS BANK GAMBIA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ACCESS BANK GAMBIA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ACGAGMGF

• Spaces or lowercase letters — Always enter ACGAGMGF uppercase with no spaces.
• Using the wrong city — This code is for FAJARA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Gambia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ACGAGMGF directly with ACCESS BANK GAMBIA's FAJARA branch or via the SWIFT BIC Directory.