SWIFT Code UNCIFR21 — UNICEFI 63, CLERMONT FERRAND

About SWIFT Code UNCIFR21 — UNICEFI 63, CLERMONT FERRAND

SWIFT code UNCIFR21 is the official 8-character head-office BIC (Bank Identifier Code) for UNICEFI 63 in CLERMONT FERRAND, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNICEFI 63 for all outward international remittances from CLERMONT FERRAND. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNCIFR21

The code UNCIFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNCIFR21

Receiving International Wire Transfers

To receive money from abroad at your UNICEFI 63 account in CLERMONT FERRAND, share SWIFT code UNCIFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNICEFI 63, CLERMONT FERRAND must provide SWIFT code UNCIFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNICEFI 63 in CLERMONT FERRAND rely on SWIFT code UNCIFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNICEFI 63 →

For cheque clearing or NACH mandates, use the MICR code for UNICEFI 63 →

For TDS challan deposits, find the BSR code for UNICEFI 63 →

How SWIFT Code UNCIFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNCIFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNICEFI 63.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNICEFI 63 receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNCIFR21

• Spaces or lowercase letters — Always enter UNCIFR21 uppercase with no spaces.
• Using the wrong city — This code is for CLERMONT FERRAND only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNCIFR21 directly with UNICEFI 63's CLERMONT FERRAND branch or via the SWIFT BIC Directory.