SWIFT Code SORMFR2N — SOCRAM BANQUE, NIORT

About SWIFT Code SORMFR2N — SOCRAM BANQUE, NIORT

SWIFT code SORMFR2N is the official 8-character head-office BIC (Bank Identifier Code) for SOCRAM BANQUE in NIORT, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOCRAM BANQUE for all outward international remittances from NIORT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SORMFR2N

The code SORMFR2N follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SORMFR2N

Receiving International Wire Transfers

To receive money from abroad at your SOCRAM BANQUE account in NIORT, share SWIFT code SORMFR2N with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOCRAM BANQUE, NIORT must provide SWIFT code SORMFR2N. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOCRAM BANQUE in NIORT rely on SWIFT code SORMFR2N for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOCRAM BANQUE →

For cheque clearing or NACH mandates, use the MICR code for SOCRAM BANQUE →

For TDS challan deposits, find the BSR code for SOCRAM BANQUE →

How SWIFT Code SORMFR2N Routes an International Transfer

1. Initiation: The sender provides SWIFT code SORMFR2N and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOCRAM BANQUE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOCRAM BANQUE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SORMFR2N

• Spaces or lowercase letters — Always enter SORMFR2N uppercase with no spaces.
• Using the wrong city — This code is for NIORT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SORMFR2N directly with SOCRAM BANQUE's NIORT branch or via the SWIFT BIC Directory.