SWIFT Code SMCTFR2AVAL — SOCIETE MARSEILLAISE DE CREDIT, VALENCE

About SWIFT Code SMCTFR2AVAL — SOCIETE MARSEILLAISE DE CREDIT, VALENCE

SWIFT code SMCTFR2AVAL is the official 11-character branch-specific BIC (Bank Identifier Code) for SOCIETE MARSEILLAISE DE CREDIT in VALENCE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOCIETE MARSEILLAISE DE CREDIT for all outward international remittances from VALENCE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SMCTFR2AVAL

The code SMCTFR2AVAL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SMCTFR2AVAL

Receiving International Wire Transfers

To receive money from abroad at your SOCIETE MARSEILLAISE DE CREDIT account in VALENCE, share SWIFT code SMCTFR2AVAL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOCIETE MARSEILLAISE DE CREDIT, VALENCE must provide SWIFT code SMCTFR2AVAL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOCIETE MARSEILLAISE DE CREDIT in VALENCE rely on SWIFT code SMCTFR2AVAL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOCIETE MARSEILLAISE DE CREDIT →

For cheque clearing or NACH mandates, use the MICR code for SOCIETE MARSEILLAISE DE CREDIT →

For TDS challan deposits, find the BSR code for SOCIETE MARSEILLAISE DE CREDIT →

How SWIFT Code SMCTFR2AVAL Routes an International Transfer

1. Initiation: The sender provides SWIFT code SMCTFR2AVAL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOCIETE MARSEILLAISE DE CREDIT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOCIETE MARSEILLAISE DE CREDIT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SMCTFR2AVAL

• Spaces or lowercase letters — Always enter SMCTFR2AVAL uppercase with no spaces.
• Using the wrong city — This code is for VALENCE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SMCTFR2AVAL directly with SOCIETE MARSEILLAISE DE CREDIT's VALENCE branch or via the SWIFT BIC Directory.