SWIFT Code SOCMFRP1 — SOCIETE DE CREDIT A LA CONSOMMATION SA, NIORT

About SWIFT Code SOCMFRP1 — SOCIETE DE CREDIT A LA CONSOMMATION SA, NIORT

SWIFT code SOCMFRP1 is the official 8-character head-office BIC (Bank Identifier Code) for SOCIETE DE CREDIT A LA CONSOMMATION SA in NIORT, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOCIETE DE CREDIT A LA CONSOMMATION SA for all outward international remittances from NIORT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SOCMFRP1

The code SOCMFRP1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SOCMFRP1

Receiving International Wire Transfers

To receive money from abroad at your SOCIETE DE CREDIT A LA CONSOMMATION SA account in NIORT, share SWIFT code SOCMFRP1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOCIETE DE CREDIT A LA CONSOMMATION SA, NIORT must provide SWIFT code SOCMFRP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOCIETE DE CREDIT A LA CONSOMMATION SA in NIORT rely on SWIFT code SOCMFRP1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOCIETE DE CREDIT A LA CONSOMMATION SA →

For cheque clearing or NACH mandates, use the MICR code for SOCIETE DE CREDIT A LA CONSOMMATION SA →

For TDS challan deposits, find the BSR code for SOCIETE DE CREDIT A LA CONSOMMATION SA →

How SWIFT Code SOCMFRP1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SOCMFRP1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOCIETE DE CREDIT A LA CONSOMMATION SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOCIETE DE CREDIT A LA CONSOMMATION SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SOCMFRP1

• Spaces or lowercase letters — Always enter SOCMFRP1 uppercase with no spaces.
• Using the wrong city — This code is for NIORT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SOCMFRP1 directly with SOCIETE DE CREDIT A LA CONSOMMATION SA's NIORT branch or via the SWIFT BIC Directory.